logo
NRB-Licensed Payment Service Provider

One Gateway.Every Payment Methodin Nepal.

Trusted by leading enterprises in Nepal

MerchantBank
RetailChain
TechCorp
Complete Payment Solution

A Complete Payment Solution for Modern Businesses

CellPay UPG provides everything your business needs to accept, manage, and control digital payments through a single, unified platform.

Unified Acceptance

One integration for all wallets, banking apps, QR codes, and cards. Stop managing fragmented payment rails.

WalletsMobile BankingInternet Banking

Fast & Transparent Settlements

Predictable settlement cycles (T+1 Standard). Gain complete visibility into your cash flow with wallet-specific breakdown.

  • Standard Settlement: T+1

Merchant Dashboard

Real-time monitoring, disputes handling, bank transfers, and OneLink payment creation—all from one control center.

Go Live in Three Simple Steps

We've streamlined the enterprise payment integration process to get you up and running faster.

01

Assisted Onboarding

Share your business requirements and complete NRB-compliant documentation. Our team supports you through commercial alignment, account configuration, and end-to-end onboarding.

02

Integrate APIs

Integrate using CellPay's developer-friendly APIs with detailed technical documentation. Our team provides guided support during integration, configuration, and validation prior to go-live.

03

Start Accepting

Go live and begin accepting payments across supported channels. Monitor transactions, settlements, and performance through a unified merchant dashboard built for scalable operations.

View Integration Guide

Accept Payments Across Nepal — and Beyond

Ensure your customers can pay however they choose. Our smart routing engine guarantees the highest success rates for every transaction type.

Real-time Authorization

Instant validation for wallets and card transactions.

Optimized Routing

Smart switching between banking networks to prevent downtime.

Unified Reconciliation

Download a single settlement report for all channels.

Wallets

  • CellPay
  • City Pay
  • Moru
  • MyPay
  • Others

Banking

  • Mobile Banking
  • Internet Banking
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
POST /api/v1/payment/initiate HTTP/1.1
Built for Developers

Powerful APIs.
Simple Integration.

Integrate enterprise-grade payments with just a few lines of code. Our REST APIs are documented, versioned, and secure by default.

  • Secure Authentication (JWT Bearer)
  • Instant Webhooks & Callbacks
  • Easy Plug & Play Solution
POST /payment/initiate
{
  "merchantId": "MER_12345678",
  "amount": 150000,
  "currency": "NPR",
  "description": "Invoice #8842",
  "paymentMethod": "ALL",
  "customer": {
    "name": "Sanjeev Shrestha",
    "email": "sanjeev@example.com",
    "phone": "9800000000"
  },
  "callbackUrl": "https://yourapp.com/callback"
}

Security You Can Trust

We operate under strict NRB regulations to ensure every transaction is secure, compliant, and fraud-resistant.

NRB Licensed

Fully compliant Payment Service Provider (PSP) regulated by Nepal Rastra Bank.

Bank-Grade Encryption

256-bit SSL encryption and tokenization for sensitive card data.

Transaction & Settlement Visibility

Monitor transaction statuses, settlement timelines, and credited amounts across all channels in one dashboard.

Refund & Dispute Management

Initiate refunds and track dispute statuses directly from the merchant portal with clear audit trails.